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The regulated international payment providers we track.
All scores are indicative intelligence values based on publicly available information and manual review. Rankings are not affected by referral commissions and providers cannot pay to increase their position.
Indicative intelligence score — not financial advice, not a live quote.
10 of 10 shown
| Provider | Best for | Property fit | Trust | Cost | Speed | Support | Large transfer | Spain exp. | Main regulator | Acct mgr | Forwards | Rate alerts | Docs | Details |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Currencies Direct | Spanish property purchases | 9.6 | 9.4 | 8.8 | 8.2 | 9.5 | 9.5 | 9.8 | Banco de España (Spain / EU) | ✓ | ✓ | ✓ | 5/10 | View → |
| Lumon | high-value property transfers | 9.5 | 9.2 | 8.6 | 8.3 | 9.4 | 9.5 | 9.4 | FCA (UK) | ✓ | ✓ | ✓ | 5/10 | View → |
| Moneycorp | larger transfers | 9.0 | 9.3 | 8.2 | 8.0 | 9.0 | 9.3 | 8.8 | FCA (UK) | ✓ | ✓ | ✓ | 5/10 | View → |
| TorFX | private buyers | 8.9 | 9.0 | 8.4 | 8.1 | 9.2 | 8.8 | 8.8 | FCA (UK) | ✓ | ✓ | ✓ | 5/10 | View → |
| Key Currency | international buyers of Spanish property | 8.7 | 8.4 | 8.2 | 8.0 | 9.0 | 8.5 | 9.0 | FCA (UK) | ✓ | ✓ | ✓ | 5/10 | View → |
| OFX | global coverage | 8.5 | 9.1 | 8.4 | 8.4 | 8.4 | 9.2 | 8.0 | ASIC / AUSTRAC (Australia) | ✓ | ✓ | ✓ | 5/10 | View → |
| Xe | large digital transfers | 8.0 | 8.8 | 8.3 | 8.4 | 7.8 | 8.5 | 7.4 | multiple financial authorities according to provider (multiple) | limited | ✓ | ✓ | 6/10 | View → |
| Wise | transparent pricing | 7.8 | 9.2 | 9.3 | 8.7 | 7.0 | 8.0 | 7.2 | FCA (UK) | ✕ | ✕ | ✓ | 7/10 | View → |
| Corpay Cross-Border | high-value clients | 7.5 | 9.0 | 8.0 | 8.3 | 8.4 | 9.4 | 6.8 | FCA (UK) | ✓ | ✓ | ✓ | 7/10 | View → |
| WorldFirst | business users | 6.8 | 8.8 | 8.0 | 8.6 | 7.6 | 8.2 | 5.8 | FCA (UK) | verify | verify | ✓ | 7/10 | View → |
Docs complexity · lower score = simpler documentation
Legal disclaimer
Spain Property Pay is an independent information and comparison platform. We are not a bank, payment institution, FX broker, mortgage broker, financial adviser or legal adviser. Information is indicative and must be verified directly with the provider before making any decision. Some outbound links are affiliate links and we may earn a commission if you open an account with the provider; this never influences rankings, which are based solely on our published methodology.